MortgageLoan
A Schema.org Type
This term is in the "new" area - implementation feedback and adoption from applications and websites can help improve our definitions.
- Canonical URL: https://schema.org/MortgageLoan
- Check for open issues.
A loan in which property or real estate is used as collateral. (A loan securitized against some real estate.)
Property | Expected Type | Description |
---|---|---|
Properties from MortgageLoan | ||
domiciledMortgage |
Boolean | Whether borrower is a resident of the jurisdiction where the property is located. |
loanMortgageMandateAmount |
MonetaryAmount | Amount of mortgage mandate that can be converted into a proper mortgage at a later stage. |
Properties from LoanOrCredit | ||
amount |
MonetaryAmount or Number |
The amount of money. |
currency |
Text | The currency in which the monetary amount is expressed. Use standard formats: ISO 4217 currency format, e.g. "USD"; Ticker symbol for cryptocurrencies, e.g. "BTC"; well known names for Local Exchange Trading Systems (LETS) and other currency types, e.g. "Ithaca HOUR". |
gracePeriod |
Duration | The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred. |
loanRepaymentForm |
RepaymentSpecification | A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment. |
loanTerm |
QuantitativeValue | The duration of the loan or credit agreement. |
loanType |
Text or URL |
The type of a loan or credit. |
recourseLoan |
Boolean | The only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money. |
renegotiableLoan |
Boolean | Whether the terms for payment of interest can be renegotiated during the life of the loan. |
requiredCollateral |
Text or Thing |
Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.) |
Properties from FinancialProduct | ||
annualPercentageRate |
Number or QuantitativeValue |
The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction. |
feesAndCommissionsSpecification |
Text or URL |
Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization. |
interestRate |
Number or QuantitativeValue |
The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate. |
Properties from Service | ||
aggregateRating |
AggregateRating | The overall rating, based on a collection of reviews or ratings, of the item. |
areaServed |
AdministrativeArea or GeoShape or Place or Text |
The geographic area where a service or offered item is provided. Supersedes serviceArea. |
audience |
Audience | An intended audience, i.e. a group for whom something was created. Supersedes serviceAudience. |
availableChannel |
ServiceChannel | A means of accessing the service (e.g. a phone bank, a web site, a location, etc.). |
award |
Text | An award won by or for this item. Supersedes awards. |
brand |
Brand or Organization |
The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person. |
broker |
Organization or Person |
An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred. Supersedes bookingAgent. |
category |
CategoryCode or PhysicalActivityCategory or Text or Thing or URL |
A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy. |
hasCertification |
Certification | Certification information about a product, organization, service, place, or person. |
hasOfferCatalog |
OfferCatalog | Indicates an OfferCatalog listing for this Organization, Person, or Service. |
hoursAvailable |
OpeningHoursSpecification | The hours during which this service or contact is available. |
isRelatedTo |
Product or Service |
A pointer to another, somehow related product (or multiple products). |
isSimilarTo |
Product or Service |
A pointer to another, functionally similar product (or multiple products). |
logo |
ImageObject or URL |
An associated logo. |
offers |
Demand or Offer |
An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use businessFunction to indicate the kind of transaction offered, i.e. sell, lease, etc. This property can also be used to describe a Demand. While this property is listed as expected on a number of common types, it can be used in others. In that case, using a second type, such as Product or a subtype of Product, can clarify the nature of the offer.
Inverse property: itemOffered |
provider |
Organization or Person |
The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller. Supersedes carrier. |
providerMobility |
Text | Indicates the mobility of a provided service (e.g. 'static', 'dynamic'). |
review |
Review | A review of the item. Supersedes reviews. |
serviceOutput |
Thing | The tangible thing generated by the service, e.g. a passport, permit, etc. Supersedes produces. |
serviceType |
GovernmentBenefitsType or Text |
The type of service being offered, e.g. veterans' benefits, emergency relief, etc. |
slogan |
Text | A slogan or motto associated with the item. |
termsOfService |
Text or URL |
Human-readable terms of service documentation. |
Properties from Thing | ||
additionalType |
Text or URL |
An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. Typically the value is a URI-identified RDF class, and in this case corresponds to the use of rdf:type in RDF. Text values can be used sparingly, for cases where useful information can be added without their being an appropriate schema to reference. In the case of text values, the class label should follow the schema.org style guide. |
alternateName |
Text | An alias for the item. |
description |
Text or TextObject |
A description of the item. |
disambiguatingDescription |
Text | A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation. |
identifier |
PropertyValue or Text or URL |
The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See background notes for more details. |
image |
ImageObject or URL |
An image of the item. This can be a URL or a fully described ImageObject. |
mainEntityOfPage |
CreativeWork or URL |
Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details.
Inverse property: mainEntity |
name |
Text | The name of the item. |
potentialAction |
Action | Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role. |
sameAs |
URL | URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website. |
subjectOf |
CreativeWork or Event |
A CreativeWork or Event about this Thing.
Inverse property: about |
url |
URL | URL of the item. |
Acknowledgements
Financial Industry Business Ontology project
Source
https://github.com/schemaorg/schemaorg/issues/1253
Examples
Example 1
Copied
Example notes or example HTML without markup.
<div> <h1>Agency 30 Year Fixed</h1> <p>Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p> </div> <table> <caption>Rates are based on a loan amount of $200,000 and 20% down payment.</caption> <tr> <td>Interest rate</td> <td>3.625%</td> </tr> <tr> <td>APR</td> <td>3.8047%</td> </tr> <tr> <td>Estimated payment</td> <td>$912.11</td> </tr> <tr> <td>Months</td> <td>360</td> </tr> </table>
Example encoded as Microdata embedded in HTML.
<div itemscope itemtype="https://schema.org/MortgageLoan"> <h1 itemprop="name">Agency 30 Year Fixed</h1> <div itemprop="loanTerm" itemscope itemtype="https://schema.org/QuantitativeValue"> <meta itemprop="value" content="30"/> <meta itemprop="unitCode" content="ANN"/> </div> <p itemprop="description">Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p> <div itemprop="loanRepaymentForm" itemscope itemtype="https://schema.org/RepaymentSpecification" itemref="estPay payNum"> <meta itemprop="downPayment" content="20"/> <meta itemprop="loanPaymentFrequency" content="1"/> <span>Estimated payment</span> <div id="estPay" itemprop="loanPaymentAmount" itemscope itemtype="https://schema.org/MonetaryAmount"> <span itemprop="currency" content="USD">$</span><span itemprop="value">912.11</span></div> <span>Months</span> <div id="payNum" itemprop="numberOfLoanPayments">360</div> </div> <table> <caption id="amount" itemprop="amount" itemscope itemtype="https://schema.org/MonetaryAmount">Rates are based on a loan amount of <span itemprop="currency" content="USD">$</span><span itemprop="value" content="200000">200,000</span> and 20% down payment.</caption> <tr> <td>Interest rate</td> <td><span id="intRate" itemprop="interestRate">3.625</span>%</td> </tr> <tr> <td>APR</td> <td><span id="apr" itemprop="annualPercentageRate">3.8047</span>%</td> </tr> </table> </div>
Example encoded as RDFa embedded in HTML.
<div vocab="https://schema.org/" typeof="MortgageLoan"> <h1 property="name">Agency 30 Year Fixed</h1> <div property="loanTerm" typeof="QuantitativeValue"> <meta property="value" content="30"/> <meta property="unitCode" content="ANN"/> </div> <p property="description">Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p> <div property="loanRepaymentForm" typeof="RepaymentSpecification" itemref="estPay payNum"> <meta property="downPayment" content="20"/> <meta property="loanPaymentFrequency" content="1"/> <span>Estimated payment</span> <div id="estPay" property="loanPaymentAmount" typeof="MonetaryAmount"> <span property="currency" content="USD">$</span><span property="value">912.11</span></div> <span>Months</span> <div id="payNum" property="numberOfLoanPayments">360</div> </div> <table> <caption id="amount" property="amount" typeof="MonetaryAmount">Rates are based on a loan amount of <span property="currency" content="USD">$</span><span property="value" content="200000">200,000</span> and 20% down payment.</caption> <tr> <td>Interest rate</td> <td><span id="intRate" property="interestRate">3.625</span>%</td> </tr> <tr> <td>APR</td> <td><span id="apr" property="annualPercentageRate">3.8047</span>%</td> </tr> </table> </div>
Example encoded as JSON-LD in a HTML script tag.
<script type="application/ld+json"> { "@context": "https://schema.org", "@type": "MortgageLoan", "name": "Agency 30 Year Fixed", "description": "Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.", "amount": { "@type": "MonetaryAmount", "value": "200000", "currency": "USD" }, "loanTerm": { "@type": "QuantitativeValue", "value": "30", "unitCode": "ANN" }, "interestRate": "3.625", "annualPercentageRate": "3.8047", "loanRepaymentForm": { "@type": "RepaymentSpecification", "loanPaymentAmount": { "@type": "MonetaryAmount", "value": "909.3", "currency": "USD" }, "downPayment": "20", "numberOfLoanPayments": "360", "loanPaymentFrequency": "1" } } </script>
Structured representation of the JSON-LD example.